At Lenden Club, we follow the T+3 process (transaction date + 3 working days) where your EMI repayment will be credited after 3 days from the due date. 

Example- If the due date is 1st May the EMI will be credited to your account by the 4th of May. In case the due date falls on a bank holiday, the ECS is hit on the next business day. Accordingly the T+3 period will be extended.