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LenDenClub maintains a strong lending ecosystem backed by both careful borrower selection and active collections.
The platform’s NPA (default rate) till now is ~3.50%, meaning most loans are serviced and repaid on time.
A robust collection mechanism—with continuous monitoring and structured follow-ups—helps ensure repayments stay on track.
What this means for you:
Lower defaults, more consistent repayments, and better overall lending experience (while keeping in mind that returns are not guaranteed).