What is the platform's actual default rate (NPA)?

Modified on Fri, 8 May at 1:55 PM

LenDenClub maintains a strong lending ecosystem backed by both careful borrower selection and active collections.


The platform’s NPA (default rate) till now is ~3.61%, meaning most loans are serviced and repaid on time.


A robust collection mechanism—with continuous monitoring and structured follow-ups—helps ensure repayments stay on track.


What this means for you:

Lower defaults, more consistent repayments, and better overall lending experience (while keeping in mind that returns are not guaranteed).

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