What does the Closed Loan Portfolio section show?

This section gives you insights into the completed loans — including those that were fully repaid by the borrower or have turned NPA (Non-Performing Asset) after long-term non-payment.

Here’s what each term means:

? Principal Lent

The total amount you had lent to borrowers in the loans that are now closed.

✅ Total Received

The total amount credited to your bank account from these closed loans — includes both the Principal you lent and the Interest you earned.

? ANR Earned (Annual Net Return)

ANR shows the net yearly return (%) you’ve made on your lending — after considering interest earned, fees deducted, and any losses due to defaults.

It gives you a true picture of your annual performance as a lender.

? Absolute Return %

This tells you the total return on your lent amount, without annualizing it.

It is calculated as:

(Total Return ÷ Principal Lent) × 100

So, if you lent ₹1,000 and got back ₹1,100, your Absolute Return is 10%.

? Fees Deducted

The charges that were deducted from your repayments, based on the principal amount you had lent.