What do the different figures in my Portfolio Summary mean?

Modified on Tue, 27 Oct at 1:54 PM

Read in Hindi


Invested Amount: The total amount of money you've invested across your portfolio. This includes all your investments, whether the loans are still active or have been closed.

Received in Bank: The final amount credited to your bank account after deducting applicable fees and charges from the total amount received.


Principal Received: The portion of your original investment that borrowers have repaid so far. This includes only the principal amount, before deducting any applicable fees or charges.


Interest Received: The interest borrowers have paid you on your investments, before deducting any applicable fees or charges.


Total Received: The total amount borrowers have repaid, including both principal and interest, before deducting any fees or charges.

Fees & Charges: The total fees and charges deducted from your repayments. This includes platform fees, recovery fees, and recovery expenses, where applicable.

NPA Recovered: The amount recovered from the loans which were classified as NPA (Non-Performing Assets), this amount is before any deducton of any fees and charges.

Annualised Net Return (ANR):  Your portfolio's yearly return rate, expressed as a percentage. This factors in all gains, losses, defaults, and fees to show what your effective annual return is.

Think of it as your "interest rate" after real-world adjustments. A 15% ANR means your lending are growing at 15% per year after all costs.


Absolute Return: The total percentage return on your principal amount, regardless of time. This shows the cumulative growth (or loss) as a simple percentage.