Invested Amount: The total amount of money you've invested across your portfolio. This includes all your investments, whether the loans are still active or have been closed.
Received in Bank: The final amount credited to your bank account after deducting applicable fees and charges from the total amount received.
Principal Received: The portion of your original investment that borrowers have repaid so far. This includes only the principal amount, before deducting any applicable fees or charges.
Interest Received: The interest borrowers have paid you on your investments, before deducting any applicable fees or charges.
Total Received: The total amount borrowers have repaid, including both principal and interest, before deducting any fees or charges.
Fees & Charges: The total fees and charges deducted from your repayments. This includes platform fees, recovery fees, and recovery expenses, where applicable.
NPA Recovered: The amount recovered from the loans which were classified as NPA (Non-Performing Assets), this amount is before any deducton of any fees and charges.
Annualised Net Return (ANR): Your portfolio's yearly return rate, expressed as a percentage. This factors in all gains, losses, defaults, and fees to show what your effective annual return is.
Think of it as your "interest rate" after real-world adjustments. A 15% ANR means your lending are growing at 15% per year after all costs.
Absolute Return: The total percentage return on your principal amount, regardless of time. This shows the cumulative growth (or loss) as a simple percentage.