Repayment ki date is baat par depend karti hai ki loan borrower ko kab disburse hua tha, na ki aapne kab lending ki thi.
Agar loan 1st–20th ke beech disburse hua hai: Repayment agle month ki 1st date se start hoti hai.
Agar loan 21st ke baad disburse hua hai: Repayment uske agle month ki 1st date se start hoti hai.
Daily Repayment (EDI): Repayment usually disbursement ke 48 hours baad start hoti hai.
Example: Agar Suresh ne 20 June ko loan liya, lekin loan 22 June ko disburse hua, toh kyunki disbursement 21st ke baad hua hai, repayment 1 August se start hogi.