Aapke returns loan tenure aur repayment type par depend karte hain.
Short-term (Monthly Installment):
• 5 months: ~12–15% returns
• 7 months: ~15–18% returns
Mid-term (12 months):
• Monthly Installment: ~21–24% XIRR
• Daily Installment: ~16–18% XIRR
Example: Agar aap ₹5,00,000 ko 12-month monthly repayment plan mein invest karte hain, jahan estimated XIRR ~21–24% hai, toh Platform Fees aur NPAs ko consider karne ke baad aapki estimated earnings approximately ₹1,10,000–₹1,40,000 ho sakti hain. Iske according total maturity value approximately ₹6.1 lakh–₹6.4 lakh ho sakti hai.
Actual returns borrower repayments aur overall portfolio performance ke basis par vary kar sakte hain. More precise estimate ke liye aap Repayment Calculator use kar sakte hain: