If you want to withdraw, the disbursement will take place in 6-7 business hours, and Yes, 5% of the processing fee on the loan amount + GST will be charged at the time of Cash withdrawal.
If your loan is disbursed after the 15th of the month, broken period interest will also be deducted from the loan amount.
You can learn more about it here: https://support.lendenclub.com/support/solutions/articles/47001174523-what-is-gap-interest-