General Queries

What is InstaMoney Plus?
InstaMoney plus is an upgraded version of InstaMoney. It allows you to get a credit limit approved and pay interest only when you use the money. With In...
Tue, 11 May, 2021 at 7:02 PM
How do I apply for InstaMoney Plus?
The application process to apply for InstaMoney Plus will be very much similar to the application of InstaMoney.  Click on Apply Now on the dashboard Sel...
Thu, 22 Feb, 2024 at 12:25 PM
Once the Limit is approved when I can start using the funds?
You can start using the funds immediately once the limit is approved. Use as much as you want, whenever you want, and however, you want. Pay only when you u...
Tue, 11 May, 2021 at 7:02 PM
How can I use the limit?
Here are some ways to start using your limits: Online Purchase: Buy anything online using your personal digital credit card  Pay at a shop: Buy or pay...
Tue, 11 May, 2021 at 7:02 PM
What if I don’t require the whole amount now? Till what time I can use the funds?
No Problem, We have got this concern covered. Withdraw the full amount or just as much as you need and pay interest on the amount that you actually use.
Tue, 11 May, 2021 at 7:02 PM
Will I receive the Credit Card as well?
Well no, it’s a digital credit card. You can use your digital card to do online shopping, Paying to merchants, etc. For offline or store payments you can us...
Tue, 11 May, 2021 at 7:02 PM
What is the interest rate?
The rate of Interest will only be applicable to the amount withdrawn. So If you withdraw cash and wish to pay back in EMI only then ROI comes into the pictu...
Tue, 11 May, 2021 at 7:02 PM
Once I opt to withdraw cash how much time it will take to realize in my account? Are there any charges on withdrawal
If you want to withdraw, the disbursement will take place in 6-7 business hours, and Yes, 5% of the processing fee on the loan amount + GST will be charged ...
Tue, 11 May, 2021 at 7:02 PM
How much can I withdraw?
You can withdraw a minimum of Rs. 1000/- and up to your available limit. You can go to the cash withdrawal page to check your available credit limit
Thu, 17 Feb, 2022 at 6:01 PM
Is there any limit on card or UPI transactions?
Yes, the transaction that you do via Card or UPI/QR should be a minimum of Rs. 500/- 
Tue, 11 May, 2021 at 7:02 PM