This is a small fee that you are liable to pay once you have availed of the limit from us. Every month this amount needs to be paid. Payment of the subscription fee will keep your account active. If this fee is not paid for 3 months the account will be closed and you will have to re-apply for the limit.
A subscription fee is charged to offer a no-interest usage of your credit limit. With UPI / QR and Card payments, you don’t have to pay any interest fee.
The subscription fee is 2% on the available limit.
Note: UPI/QR and Card options are available only when you are eligible.