Investment Queries

How to check all the Investments?
You can download the Investment history report available under 'Portfolio' in your account and get desired details of each investment. This report...
Tue, 14 Sep, 2021 at 10:07 AM
What is the maximum / minimum amount to invest in a single loan?
Diversification is a key factor in a P2P investments. Hence, it is our suggestion to invest minimum amount in each profile. Please refer the details given b...
Fri, 5 Mar, 2021 at 3:01 PM
What are the Investment plans available?
1.    Gold Plan: •    It's the premium plan where you get access to the in house Artificial intelligence tool, Auto Invest (AI) that invests your mon...
Tue, 14 Sep, 2021 at 10:10 AM
Can investments be redeemed anytime?
You will be able to redeem your investments only after you receive repayments from borrowers. If you have selected Gold/Silver plan, your funds will keep ge...
Fri, 5 Mar, 2021 at 3:02 PM
How to check borrower details (personal, professional, financial, loan agreement)?
You will have option to view the personal, professional. financial and loan details of a borrower when they are listed on the platform. These details are av...
Fri, 5 Mar, 2021 at 3:02 PM
What are the strategies to make a healthy investments?
Reinvestment and Diversification are the 2 key factors which will help you earn good returns in a P2P platform.  You may want to select Gold/Silver plan...
Fri, 5 Mar, 2021 at 3:02 PM
What is the procedure to invest 10 Lakhs or above in Lendenclub?
As per RBI guidelines, you are required to submit your Networth certificate if you wish to invest more than INR 10 lakhs. You will be notified separately fo...
Tue, 14 Sep, 2021 at 10:12 AM
How is the Net ROI calculated ?
Net ROI is calculated based on the portfolio value of the account. We also consider the amount added in the platform and the net sum of principal and intere...
Mon, 25 Oct, 2021 at 11:53 AM
How do you calculate XIRR?
XIRR is your actual rate of return at a point in time. It is calculated based on your actual return on investment. We calculate it by taking your investment...
Mon, 25 Oct, 2021 at 11:54 AM
What are bad loans?
Bad loans are defined as loans that have a delay in their repayment. The risk of default of these loans are taken into account when estimated net returns fo...
Mon, 25 Oct, 2021 at 11:54 AM