How much can I earn from lumpsum lending if I invest ₹5 lakhs?

Modified on Fri, 8 May at 2:01 PM

Your returns depend on the tenure and repayment type you choose.


Short-term:

5 months: ~12–15% returns

7 months: ~15–18% returns

Mid-term (14 months):

Monthly repayments: ~21–24% XIRR

Daily repayments: ~16–18% XIRR


Example:

If you lend ₹5,00,000 in a 14-month monthly repayment plan (21–24% XIRR), your estimated earnings after Platform fees and NPAs could be around ₹1,10,000 to ₹1,40,000, bringing your total maturity value to approximately ₹6.1L to ₹6.4L.


Actual returns may vary based on borrower repayments and portfolio performance. For a more precise estimate, you can use the Platform’s calculator

Was this article helpful?

That’s Great!

Thank you for your feedback

Sorry! We couldn't be helpful

Thank you for your feedback

Let us know how can we improve this article!

Select at least one of the reasons
CAPTCHA verification is required.

Feedback sent

We appreciate your effort and will try to fix the article